Assumable VA loan available! Modern living meets luxury upgrades in this 4/2.5 home located in North Central Phoenix. Built in 2019, this property offers a seamless blend of contemporary design and eco-conscious features, all without the burden of an HOA. The open floor plan highlights clean lines and modern finishes, including finished concrete floors, euro-style cabinets, a redesigned kitchen island with new countertops, stainless steel appliances, and a natural gas cooktop. Expanding on the eco-conscious theme, the property features beautifully designed xeriscape landscaping, complemented by a custom vegetable and herb garden, creating your own personal oasis in both the front and back yards. Sun-blocking window shades and owned solar panels ensure year-round energy efficiency The house boasts 2 beautiful patios, one in front and back, along with a custom veggie/herb garden to round out your outdoor oasis'. Conveniently located near the Midtown Corridor, Arcadia, Biltmore Fashion Square, and Downtown Phoenix, this home offers easy access to top shopping, dining, and entertainment options, as well as major highways for quick commutes. Don't miss the chance to own this thoughtfully designed, move-in-ready home.